📚 Glossary

Health Insurance Glossary A-Z

Every health insurance term defined in plain English. No jargon. No condescension. Just clear explanations of what these terms actually mean for your wallet.

What Is a Health Insurance Deductible?

The amount you pay each year for covered healthcare services before your insuran...

What Is a Copay in Health Insurance?

A copay is a fixed dollar amount you pay for a covered healthcare service at the...

What Is Coinsurance in Health Insurance?

Coinsurance is your percentage share of covered healthcare costs after you have ...

What Is an Out-of-Pocket Maximum?

The out-of-pocket maximum is the most you will pay for covered healthcare in a s...

What Is a Health Insurance Premium?

Your health insurance premium is the monthly payment you make to maintain your c...

What Is an HSA (Health Savings Account)?

An HSA is a tax-advantaged savings account for medical expenses, available to pe...

What Does In-Network Mean in Health Insurance?

In-network providers are doctors, hospitals, and other healthcare providers who ...

What Is Prior Authorization in Health Insurance?

Prior authorization is approval from your health insurance company that is requi...

What Is an Explanation of Benefits (EOB)?

An Explanation of Benefits (EOB) is a document from your health insurer showing ...

What Is an FSA (Flexible Spending Account)?

An FSA is an employer-sponsored account that lets you set aside pre-tax money fo...

Disclaimer: This site provides estimates for educational purposes only. Always verify costs with your insurance provider. Not medical or financial advice. Full disclaimer →